Hand a buyer, a listing agent or a lender a link that shows a property's CoverGuard Score — no login, no PDF attachment, and it stays current on its own.
Who this is for: Agents, Sellers and Insurance professionals sharing a property with someone outside CoverGuard. Where: any Record, in the actions at the foot of the page. Time: ~2 min.
New here? Do Getting started first (signup, terms, navigation).
Why this matters
A score that only exists inside your account can't do the one job you need most: convincing somebody else. The public link is the version you can put in an email, a listing, or a text message — the person who opens it sees the score, what's behind it, and how current it is, without creating an account or asking you for a screenshot.
It also stops going stale. If the property is re-scored next week, the link shows the new number. You don't resend anything.
Before you start
- A property you've run a Record on. If the score hasn't been generated yet, the link will honestly say so rather than showing a figure.
How to share a Record
- Open the Record for the property.
- Scroll to the actions at the foot of the page and find Share this Record.
- Select Get the public link. The link appears — it looks like
coverguard.io/records/CG-7H3K-9WQ2, built on a short Record ID rather than your property's internal address in the system. - Select Copy, then paste it wherever you need it: an email, a listing description, a client message.
The link is created the first time you ask for it, and stays the same afterwards — asking again gives you the same link, not a new one.
Finding the Record ID again later
Once a Record has a public link, its Record ID is shown at the top of the Record, in the line of property details next to the APN / parcel number. Select the copy icon beside it to copy the ID on its own.
That's the piece to quote when you're talking to someone rather than sending them a link — the ID is built from characters that can't be confused for each other when read aloud or typed back, so "CG-7H3K-9WQ2" survives a phone call. It's also how you confirm you're both looking at the same property: if a colleague mentions a Record ID, check it against the one at the top of the Record.
Two things to expect:
- A Record you've never shared shows no Record ID, because it doesn't have one yet. Opening a Record never creates one — the ID comes into existence the first time you ask for the link.
- Just after you get the link for the first time, reload the page to see the ID at the top. The details line is built when the page loads, so it doesn't yet know about an ID created a moment ago. You don't need to wait for it on that first visit — the Share this Record panel you just used is already showing you the ID.
To send someone the full page rather than the ID, use Share this Record at the foot of the page — that's where you get the link along with a summary of what a recipient can and can't see.
What the other person sees
The public view is deliberately narrower than yours:
| They see | They don't see |
|---|---|
| The score out of 10, its tier, and what the tier means | The coverage history — claims, non-renewals, carrier changes |
| All five perils (flood, wildfire, wind, earthquake, crime) | The premium estimate |
| The date the score was assessed, and its confidence | Which carriers are writing the property |
| The city, state and ZIP | The street address |
| A plain statement of what the score is based on | Anything about the owner, valuation or your notes |
Two things are worth knowing before you send it:
- It's a modeled estimate, not a quote. The page says so in those words. If carrier availability for the property hasn't been confirmed from live carrier data, the page says that too — so nobody reads it as a binding offer.
- A peril we couldn't measure says "Not assessed", not "Low". That distinction is deliberate: an unmeasured peril would otherwise look like the safest possible result. The page shows you which perils are actually behind the score.
If the property has no publishable score yet, the page shows no number at all and explains why. It never fills the gap with a figure.
Tips
- The link is not listed on search engines. It's private to whoever you send it to, which is why you should treat it like any other shared link — anyone holding it can open it.
- If a link is ever retired, whoever opens the old one is told it was withdrawn and to ask you for the current link — they don't hit a dead page. (Retiring a link is not a self-serve control yet; contact support if you need one withdrawn.)
- Putting the badge on a listing site or your own site? The same score is available as an image you can embed — see Developer API.
Troubleshooting
"This record link was withdrawn." The Record ID was rotated after you shared it. Open the Record again and copy the current badge link.
The page says there's no score yet. The property hasn't been assessed, or too little hazard data resolved for a score we'd be willing to publish. Run or refresh the Record and try again.
The score on the link differs from what I remember. It's showing the current assessment. The page states the date it was assessed — if that date has moved, the property was re-scored.
Do this next
- The property Record — what each part of the full Record tells you.
- Branded reports and sharing — when you need a PDF with your own branding instead of a link.