Real Estate Agents
The insurance check your clients deserve — before they make an offer
CDI is filing enforcement against State Farm in CA. Florida rates are easing. Carrier appetite is reshuffling ZIP-by-ZIP every week. CoverGuard tells you — in 90 seconds — the modeled carrier availability for your client's next property, in all 50 states, before the offer goes in.
Transparent pricing · 1 free property search · Results in 90 seconds
Win more deals by knowing more, sooner
Insurance surprises kill deals. CoverGuard puts the insurability intelligence in your hands before you write the offer — so you can close with confidence.
- Get a full insurability assessment — not just hazard risk, but coverage availability
- See modeled carrier availability in that ZIP code before you write the offer
- Catch flood, fire, seismic, wind & crime risks — and know if each risk is coverable
- Request a quote in the same platform
- Share a professional, branded Insurability Report PDF with your clients
- See the CoverGuard Score on every property — back where Zillow stopped showing one
- Works on any US property — residential & commercial. All 50 states. Day one.
Before CoverGuard
“We’re three days from closing and the buyer just found out a carrier won’t write the property. Deal is dead.”
After CoverGuard
“I ran the insurability check before we made the offer. Two carriers were writing — we went in knowing exactly what coverage would cost.”
Illustrative scenarios, not customer testimonials.
Property Insurability Intelligence
Other tools score the hazard. We score the coverage risk.
Most risk platforms stop at hazard scores — flood zone, fire severity, seismic exposure. CoverGuard goes further: every risk assessment includes an insurability verdict that answers the question your client needs answered before making an offer. It's not just "is this property in a high-risk zone" — it's "can this property actually be covered?"
When you run a CoverGuard check, you see modeled carrier availability in that ZIP code, whether adequate coverage is available at all, and what a realistic premium looks like. That's the difference between a risk score and insurability intelligence — and it's the information that protects your deal before you're too deep to walk away.
Start protecting your deals today
Run a pre-offer insurability check on any US property — all 50 states, from day one.
Insurance broker or agency rather than a real-estate agent? See CoverGuard for brokers.