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CoverGuard
Real Estate Agents

The insurance check your clients deserve — before they make an offer

With State Farm, Allstate, and Farmers exiting major markets, insurance is now the #1 reason deals fall through at closing. CoverGuard surfaces those risks before your client is under contract.

Transparent pricing · Free trial available · Results in 90 seconds

Win more deals by knowing more, sooner

Insurance surprises kill deals. CoverGuard puts the insurability intelligence in your hands before you write the offer — so you can close with confidence.

  • Get a full insurability assessment — not just hazard risk, but coverage availability
  • See which carriers are actively writing in that ZIP code before you write the offer
  • Catch flood, fire, seismic, wind & crime risks — and know if each risk is coverable
  • Request a binding quote in the same platform
  • Share a professional risk report with your clients
  • Works on any US property — residential & commercial

Before CoverGuard

"We're three days from closing and the buyer just found out State Farm won't write the property. Deal is dead."

After CoverGuard

"I ran the insurability check before we made the offer. Two carriers were writing — we went in knowing exactly what coverage would cost."

Property Insurability Intelligence

Other tools score the hazard. We score the coverage risk.

Most risk platforms stop at hazard scores — flood zone, fire severity, seismic exposure. CoverGuard goes further: every risk assessment includes an insurability verdict that answers the question your client needs answered before making an offer. It's not just "is this property in a high-risk zone" — it's "can this property actually be covered?"

When you run a CoverGuard check, you see which carriers are actively binding in that ZIP code, whether adequate coverage is available at all, and what a realistic premium looks like. That's the difference between a risk score and insurability intelligence — and it's the information that protects your deal before you're too deep to walk away.

Start protecting your deals today

Join 500+ agents already running pre-offer insurability checks across 38 states.