CoverGuard pulls flood, fire, wind, earthquake, and crime data from authoritative public sources — and combines them into a single risk profile in under 90 seconds.
FEMA NFHL zones, SFHA status, BFE, and OpenFEMA historical claims by ZIP.
Cal Fire FHSZ for California and USFS Wildland-Urban Interface nationwide.
ASCE 7 design wind speeds and NOAA SLOSH hurricane surge zones for coastal homes.
USGS ASCE 7-22 spectral acceleration values for seismic design.
FBI Crime Data Explorer rates by agency and jurisdiction.