CoverGuard pulls flood, fire, wind, earthquake, and crime data from authoritative public sources — and combines them into a single risk profile in under 90 seconds.
FEMA NFHL zones, SFHA status, BFE, and OpenFEMA historical claims by ZIP.
Cal Fire FHSZ for California and USFS Wildland-Urban Interface nationwide.
ASCE 7 design wind speeds and NOAA SLOSH hurricane surge zones for coastal homes.
USGS ASCE 7-22 spectral acceleration values for seismic design.
FBI Crime Data Explorer rates by agency and jurisdiction.
The CoverGuard Advisor reads the risk, finds the carriers writing it, and pulls back live quotes — with every number sourced and auditable.