Insurance is now the #1 reason closings get delayed. Carriers are pulling out of entire states, leaving borrowers scrambling for coverage at the last minute. CoverGuard flags these risks before you commit capital.
Transparent pricing · Free trial available · Results in 90 seconds
When a borrower can't get adequate insurance, your closing stalls — or dies. CoverGuard lets loan officers verify property insurability in 90 seconds, well before commitment, so you can underwrite with confidence.
Before CoverGuard
"We were a week from closing when the borrower found out no carrier would write the property. Had to push the close date twice."
After CoverGuard
"We now run a CoverGuard check at application. If there's a carrier gap, we flag it before the borrower even picks a rate."
Standard risk tools report flood zones and fire hazard ratings. But for a lender, the question isn't just "how risky is this property" — it's "can the borrower actually get insurance for it?" Those are two different questions, and only one protects your collateral.
CoverGuard's risk assessments include an insurability dimension that surfaces coverage availability alongside hazard data. You see the flood risk and whether any carrier is writing flood coverage in that ZIP code. You see the wildfire exposure and whether that exposure makes the property effectively uninsurable in the current market. That's what you need to underwrite with confidence.
Join lenders using CoverGuard to verify insurability at application — not at closing.