Blog
Plain-language articles on property insurance, risk data, and the technology changing real-estate transactions.
November 4, 2026 · 6 min read
One U.S. hurricane landfall, light catastrophe losses and falling reinsurance prices have strengthened insurers. Premiums on homes are still rising, only more slowly.
Read more: Quiet Hurricane Season Eases Insurers' Costs, but Homeowners' Relief LagsOctober 28, 2026 · 5 min read
A Florida property insurer is entering two new states as rate filings fall in Texas and Florida and reinsurance costs drop. Here is what the softer market means for buyers, agents and lenders.
Read more: Florida Insurer Slide Expands to Texas and Rhode Island as Home Insurance Rates EaseOctober 21, 2026 · 5 min read
A new Bloomberg Intelligence analysis finds average home insurance premiums exceed average property-tax bills in about two-thirds of U.S. counties. Here is what that means for buyers, agents and lenders.
Read more: Home Insurance Now Costs More Than Property Taxes in Most U.S. CountiesOctober 14, 2026 · 5 min read
Price pressure is easing and buyers have more room to negotiate. Here is why insurance belongs in that negotiation, and the three questions to answer before you make an offer.
Read more: Buyers Have Leverage Again. Spend It on the Whole Cost of the Home.June 12, 2026 · 6 min read
Discover how pulling a CoverGuard Record before making an offer can prevent last-minute surprises and protect your clients.
Read more: Why Pre-Offer Insurance Checks Save DealsJune 5, 2026 · 8 min read
A plain-English guide to FEMA flood zone designations and how they affect carrier availability and premium estimates.
Read more: Understanding Flood Zones: A, V, X and What They MeanMay 28, 2026 · 7 min read
An overview of which carriers are expanding and contracting in high-risk coastal, wildfire, and wind markets.
Read more: Carrier Appetite Shifts in 2026: What Agents Need to KnowWith carriers exiting major markets, insurance is killing deals at closing. CoverGuard reads the CoverGuard Record, models which carriers are likely to write the risk and what cover should cost, and sends your quote request to CoverGuard’s brokerage team — before anyone signs on the dotted line.
CoverGuard is in Private Preview. Ask for an invitation and a member of our team will review it — usually within one business day. Available in all 50 states.
The CoverGuard Advisor reads the risk, models which carriers are likely to write it, and estimates what cover should cost — with every number sourced and auditable.