As carriers exit markets and rates climb, brokers need better property-level data before they shop a submission. CoverGuard gives you instant multi-peril risk profiles and live carrier availability so you know where to place the risk — before you pick up the phone.
Transparent pricing · Free trial available · Results in 90 seconds
Whether you're an independent broker pre-qualifying homeowner leads or an agency screening a book of commercial risks, CoverGuard gives you the multi-peril data you need to place business faster and smarter.
Before CoverGuard
"We were spending 20 minutes per submission pulling data from five different sources just to know who would even look at it."
After CoverGuard
"CoverGuard gives us a complete risk profile in 90 seconds. We pre-qualify leads instantly and only shop submissions to carriers who will write them."
Run a 90-second insurability assessment the moment a lead comes in — flood, fire, wind, seismic, and crime risk, plus a verdict on whether the property is likely coverable in the current market.
See which carriers are actively binding in that ZIP code and risk tier — so every submission lands with a carrier who will write it.
Screen your existing book for aggregate coverage-risk exposure by peril and geography. Catch markets that are tightening before renewals catch you off guard.
You already understand flood zones and fire severity. What you need to know faster is whether a property with a high-risk profile has any viable market — and if so, which carriers are still writing it. That's the gap CoverGuard closes.
Every CoverGuard risk assessment includes an insurability dimension: a property-level verdict on coverage availability based on current carrier activity, risk tier, and ZIP-level market conditions. You get the hazard data you need for underwriting — and the market intelligence you need to place it.
Join insurance brokers using CoverGuard to screen submissions and place business smarter.