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Modeled dataCarrier availability & pricing are modeled.How this is modeled
CoverGuard

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Ask the CoverGuard Advisor, search our knowledge base, or browse guides. Real humans are a click away if you need them.

CoverGuard Advisor is your first stop

Ask the Advisor

Instant, conversational answers about CoverGuard, risk scores, and carriers — available 24/7.

CoverGuard Advisor

Your first stop for help · Powered by Claude

Hi! I'm the CoverGuard Advisor — your first stop for help. Ask me anything about using CoverGuard, understanding a risk score, finding carriers, or navigating the platform. I'll point you in the right direction.

Try one of these

CoverGuard AI helps you use the platform and understand property insurability. It does not give legal, tax, or binding insurance advice — premium figures are estimates, not offers.

The Advisor can make mistakes. For binding quotes or account changes, use the contact form below.

What's new

See what we've shipped lately

Every week we round up the newest features, improvements, and the fixes that matter most — so you always know what changed and how to make the most of it.

See the latest

Getting started

Four steps to your first insurability Record.

1. Create your account

Sign up with your work email. Choose your role — agent, broker, buyer, or lender — so CoverGuard can tailor your dashboard.

Start signup

2. Run your first property search

Enter an address to see flood, fire, wind, and earthquake risk scores, plus carrier availability in seconds.

Open search

3. Generate a CoverGuard Record

Export a branded PDF with risk scores, carrier matches, and recommendations you can share with clients.

See a Sample Record

4. Invite your team

Add teammates, share saved properties, and collaborate on client portfolios from one workspace.

Manage team
Guides

Onboarding & troubleshooting guides

Step-by-step how-tos for every role and workflow, plus troubleshooting. Pick your role to get a first-week playbook.

Browse all guides

Knowledge base

12 articles

Risk Scores

Reading a CoverGuard Record

What the risk score, cost-to-insure, carriers, and valuation mean — and how to read the answer-first Record.

Read article
Risk Scores

Understanding risk scores by peril

How flood, fire, wind, earthquake, and crime scores are built from FEMA, USGS, Cal Fire, NOAA, and more.

Read article
Carriers

How carrier availability works

Why certain carriers appear for a property, the Bind-Path signal, and what "Modeled estimate" means.

Read article
Carriers

Requesting a quote

Send a quote request to an active carrier and follow its status through the timeline.

Read article
Records

Branded reports & sharing

Customize branding, pick sections, export a PDF, and share a secure link that expires after 90 days.

Read article
Records

Saving & comparing properties

Save homes with notes and tags, and compare up to three side by side.

Read article
Account & Billing

Teams, seats & billing

Buy seats, invite teammates, change your plan, and what happens to saved properties on downgrade.

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Account & Billing

CoverGuard Advisor & bring-your-own-key

Use the always-on CoverGuard Advisor, and run CoverGuard AI on your own provider key.

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Getting Started

Getting started

A five-minute walkthrough from signup and terms to your first Record.

Read article
Getting Started

Property search (incl. bulk & natural language)

Look up any address, search by intent, and screen a whole CSV of addresses at once.

Read article
API

Using the CoverGuard API

Create API keys, understand the gates, and call the /api/v1 partner surface.

Read article
API

Integrations (Integration Hub)

Connect a CRM/LOS/AMS, map fields, and auto-map an external API onto CoverGuard.

Read article

Frequently asked questions

Can't find what you're looking for? Ask the CoverGuard Advisor.

CoverGuard is a property insurability platform for real estate agents, brokers, buyers, and lenders. We combine flood, fire, wind, and earthquake risk data with carrier appetite data so you can tell — in seconds — whether a property is insurable and which carriers will write it.
What's new

Your weekly roundup of everything we've shipped

Each release gathers the week's new features, improvements, and the fixes that matter most — released straight to your account. 14 weekly releases and counting.

Still need help?

Our team replies within one business day. For urgent account issues, email us directly.

Now AI-native

From CoverGuard Record to a quote request

The CoverGuard Advisor reads the risk, models which carriers will write it, and pulls back indicative pricing — with every number sourced and auditable.