Insurance is now one of the biggest hidden costs of homeownership — and in some ZIP codes, you can't get it at all. CoverGuard gives you a 90-second multi-peril risk report and live carrier availability on any US address, so you go into every showing with your eyes open.
3 free reports · No credit card required · Results in 90 seconds
The last thing you want is to find out — two weeks from closing — that the only carrier who will write the property is quoting 3x what you budgeted. CoverGuard surfaces that risk before you're under contract.
Before CoverGuard
"We were a week from closing when our insurance fell through. The only carrier writing the property wanted $6,200/year — way over our budget."
After CoverGuard
"We ran a CoverGuard report on every house we toured. It flagged the one in a fire zone before we even made an offer — we ended up in a home with real coverage options."
Yes. Every CoverGuard account comes with 3 free property reports — no credit card required. If you want more, Home Buyer Pro is $29/month.
CoverGuard aggregates data from FEMA, USGS, NOAA, Cal Fire, FBI crime stats, and live carrier availability feeds — the same data professional underwriters use.
No. Homeowners and renters use CoverGuard too — to audit their current coverage, prepare for a move, or understand risk in neighborhoods they're exploring.
No — it makes you a better client. CoverGuard arms you with the risk data and carrier availability, so your agent can focus on finding the right policy, not explaining the basics.
Start with 3 free reports. No credit card. No commitment.