Skip to main content
CoverGuard
CoverGuard

The Future of Property
Insurability Intelligence

CoverGuard empowers home buyers, real estate agents, and lenders to instantly understand property risk, carrier availability, and insurance costs — before placing a bid.

Request Pitch Deck

The Problem

Every year, thousands of real estate transactions are delayed, renegotiated, or fall through because buyers and agents discover insurance challenges too late in the process. Rising climate risk, carrier pullbacks, and shifting regulations have made property insurability one of the most critical — yet least understood — factors in real estate.

$150B+ Market

U.S. homeowners insurance premiums continue to surge, creating urgent demand for transparency and pre-purchase risk intelligence.

Nationwide Coverage

Integrating FEMA flood zones, wildfire severity, seismic data, wind speed, and crime data for any U.S. address — all in one platform.

Multi-Sided Platform

Serving agents, buyers, and lenders with role-specific portals, client management, and carrier-direct quote requests.

What CoverGuard Delivers

Instant multi-peril risk profiles (flood, fire, earthquake, wind, crime)
Real-time carrier availability — who is actively writing policies by state and risk
Insurance cost estimates before an offer is placed
Side-by-side property comparison for risk and insurability
Binding quote requests sent directly to active carriers
Agent dashboard with client management and analytics
Property reports for due diligence and disclosure
Built on authoritative public data (FEMA, USGS, Cal Fire, NOAA, FBI)

Why Now

12+

Carrier Exits

Major insurers have pulled out of high-risk states since 2023

30%+

Premium Growth

Average homeowner premium increase in climate-exposed regions

1 in 5

Transactions at Risk

Home sales impacted by insurance availability issues

8+

Data Sources

Federal & state risk databases integrated into CoverGuard

Interested in Learning More?

We’d love to share our pitch deck and business plan with you. Reach out to our investor relations team and we’ll be in touch.

investor@coverguard.io

Request our pitch deck, business plan, or schedule a call with our team.