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Modeled dataCarrier availability & pricing are modeled.How this is modeled
CoverGuard

Investors

The future of property insurability intelligence

CoverGuard empowers home buyers, real estate agents, and lenders to instantly understand property risk, carrier availability, and insurance costs — before placing a bid.

The Problem

Every year, thousands of real estate transactions are delayed, renegotiated, or fall through because buyers and agents discover insurance challenges too late in the process. Rising climate risk, carrier pullbacks, and shifting regulations have made property insurability one of the most critical — yet least understood — factors in real estate.

$150B+ Market

U.S. homeowners insurance premiums continue to surge, creating urgent demand for transparency and pre-purchase risk intelligence.

Nationwide Coverage

Integrating FEMA flood zones, wildfire severity, seismic data, wind speed, and crime data for any U.S. address — all in one platform.

Multi-Sided Platform

Serving agents, buyers, and lenders with role-specific portals, client management, and carrier-direct quote requests.

What CoverGuard Delivers

Instant multi-peril risk profiles (flood, fire, earthquake, wind, crime)
Modeled carrier availability — who is actively writing policies by state and risk
Insurance cost estimates before an offer is placed
Side-by-side property comparison for risk and insurability
Quote requests with a full, forward-only status timeline
Agent dashboard with client management and analytics
Property Records for due diligence and disclosure
Built on authoritative public data (FEMA, USGS, Cal Fire, NOAA, FBI)

Why Now

12+

Carrier Exits

Major insurers have pulled out of high-risk states since 2023

30%+

Premium Growth

Average homeowner premium increase in climate-exposed regions

1 in 5

Transactions at Risk

Home sales impacted by insurance availability issues

11+

Data Sources

Federal & state risk databases integrated into CoverGuard

Interested in learning more?

We'd love to share our pitch deck and business plan with you. Reach out to our investor relations team and we'll be in touch.

Request our pitch deck, business plan, or schedule a call with our team.

Now AI-native

From CoverGuard Record to a quote request

The CoverGuard Advisor reads the risk, models which carriers will write it, and pulls back indicative pricing — with every number sourced and auditable.