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See CoverGuard in action
Book a personalized demo and see how CoverGuard reveals a property's flood, fire, wind, earthquake, and crime risk — and models which carriers are likely writing it — so agents, buyers, and lenders can gauge insurability before placing a bid.
See it now, on the Sample Record
A walkthrough on the Sample CoverGuard Record: the address, the answer its Record gives, then your own address. The data is illustrative and nothing is looked up until you continue.
Step 1 of 3
Check an address
You type a U.S. property address, and CoverGuard checks it against 11+ public hazard, property and carrier sources. Here, the walkthrough uses the Sample CoverGuard Record’s address, so nothing is looked up and nothing counts against a plan.
Sample address
742 Evergreen Terrace, Springfield, IL 62704
On the Sample Record
- Source
- The address as typed, matched to one property before anything is checked
- Date
- Checked at the moment you submit it.
- Geographic resolution
- One property
- Classification
- Illustrative sample — this address belongs to no real property
- What it decides
- Every answer in the Record is about this one property.
- Limitation
- This walkthrough looks nothing up. It shows the Sample CoverGuard Record.
- When to refresh
- A Record is created once and checked again when you refresh it.
Step 2 of 3
What the Record tells you
The Record states five things, separately, then which carriers are likely to write the property. For the Sample CoverGuard Record:
- CoverGuard Score
- 6 of 10
- Score band
- Workable
- Decision statement
- This property should be straightforward to insure.
- Evidence confidence
- Moderate confidence
- Data condition
- Data out of date. Everything expected resolved, but this Record is past its own refresh horizon. Refresh it before relying on the figures below.
- Carrier availability (modeled)
- 4 of 4 carriers checked are modeled as writing in this market. A modeled estimate: not a quote, and not bindable.
On the Sample Record
- Source
- 11+ public hazard, property and carrier sources, each named in the Record's evidence
- Date
- Last checked 2024-12-01, 706 days ago. Past our 180-day review window, so treat it as indicative rather than current.
- Geographic resolution
- The property itself for hazard data; the state market for carrier availability
- Classification
- Observed, derived and modeled — carrier availability is modeled
- What it decides
- The CoverGuard Score and its band are the answer; the decision statement says what to do with it.
- Limitation
- Modeled carrier availability is not a quote. Only a carrier can confirm it will write a policy, and at what premium.
- When to refresh
- Every fact shows its age. Anything older than 180 days is marked for review.
Step 3 of 3
Create Record for your own address
What happens when you check your own address:
- Ask for an invitation. CoverGuard is in Private Preview, so a new account starts with one, and your address is kept with the request.
- Sign in, or create your account.
- Search opens on your address.
- CoverGuard creates the CoverGuard Record, with every fact dated and sourced.
CoverGuard is in Private Preview. Ask for an invitation and a member of our team will review it — usually within one business day.
Request accessStep 1 of 3: Check an address
Request your demo
Fill out the form below and a member of our team will reach out to schedule your personalized walkthrough.
Why CoverGuard?
What agents, buyers and lenders get from CoverGuard before a deal closes.
Every Peril, One Score
See flood, fire, wind, earthquake, and crime risk for any US property — sourced from FEMA, USGS, Cal Fire, NOAA, and more.
Carrier Match
See which carriers are likely writing for that property and risk profile, modeled from state-market data — before you place a bid, and always confirmed with the carrier before you rely on it.
Answers in Seconds
Enter an address and get an insurability read instantly — no quote forms, no waiting on a broker callback.
Request a Quote
When a property checks out, send a quote request to CoverGuard’s brokerage team from the platform — no separate portals.
No commitment required
Get a free 30-minute walkthrough tailored to your workflow. No credit card, no pressure.