Louisiana
Louisiana carrier insolvencies after Ida reshaped placement. Know who's still active in your parish.
Multiple Louisiana carriers exited or became insolvent after Hurricane Ida. The market is rebuilding through Louisiana Citizens depopulation and incentive programs — but capacity is concentrated in inland parishes.
Run a Louisiana insurability check →Carrier landscape: Constrained — coastal especially
- Multiple post-Ida insolvencies still affecting placement
- Louisiana Citizens depopulation underway
- LDI incentive program drawing new entrants
Perils we score for Louisiana
- Hurricane / wind
- NOAA + ASCE 7
- Flood
- FEMA + post-storm LOMR + USACE
- Hail
- NOAA SPC
ZIPs worth watching
Where CoverGuard flags the highest property-level deal risk this quarter.
- 70360
- 70058
- 70394
- 70510
- 70043
Data refreshed 2026-06-02.